People can stretch home budgets in tough times by taking a cheap all inclusive vacation, harnessing the best airfare travel deals and finding grocery coupons online.
Taking a hard look at home budgets is not difficult and is made easier by starting small. Try adding these money-saving grocery tips as a way of managing the household:
Download grocery coupons. Check out The Coupon Mom, which is arguably the most active site for advice and current coupons – all for free
Make a list before grocery shopping. The list should include all food items needed for a weekly menu of meals
Grocery shop on one day. If shopping is needed mid-week for milk or other essentials, buy only the things needed for the rest of the week
Buy more store brands. Store brands are less expensive and are produced by the same manufacturers that make the well-known brands
Check out milk prices at drugstores, as they are often lower than at grocery stores
Eat out only once a month
Spend no more than $120 each week on groceries for a family of four
Eat meatless meals twice a week
A Cheap All Inclusive Vacation is the Best Travel Deal
Despite a tight budget, it is possible to plan wonderful family holidays and weekend breaks. Try these money saving travel deals:
Look for a cheap all inclusive vacation. Ensure that the resort is at least four stars and read online reviews before booking.
Save by booking a cheap all inclusive vacation at the last minute. Better yet, flights are then deeply discounted.
Don’t book all travel on the internet. Find a good travel agent; they can find a better price because of their agreements with large travel companies.
Think twice about buying car rental insurance – home car insurance may cover this need.
Save money and get a better room by buying directly from the hotel’s website.
For now, it is cheaper to fly than to drive, particularly for longer flights. It is less expensive to fly than to fill up a vehicle, given the high price of gas.
Vacation close to home or be a tourist at home.
Grocery Savings Possible With Freecycling
Want to get some great free stuff? Many communities have a form of “freecycling” where members can give away items they no longer need or want in exchange for free stuff.
Check out community postings in the area or websites for more information about how to participate in these earth-friendly and community building groups. Along the way, acquire some much-need merchandise or even fresh produce or other grocery items.
Savings Coupons Mean More Money in a Savings Account
Start setting aside money for emergencies and other future big-ticket expenses. Personal finance expert Sharon Epperson suggests the following:
Put 10% of take-home pay into an interest-bearing savings account
Think of 15 different ways to spend money. Now cut each of these expenses back by $10 every month and put the savings into an account
Put any salary raise, cash gift or refunds into savings – pretend the windfall was never received
Start saving for the holidays of 2009 now. Add up all holiday expenses (include gifts, travel, entertaining). Divide the total by 10 and put that amount into savings each month from January to October. In November, start using that cash to pay for the holidays.
Make this the year to print coupons online to take advantage of grocery savings, find a cheap all inclusive vacation for the best travel deal and seek out savings coupons for use whenever possible by you and your family.
The copyright of the article Print Coupons Online, Get the Best Travel Deal in Home Management is owned by Shelley Aylesworth-Spink. Permission to republish Print Coupons Online, Get the Best Travel Deal in print or online must be granted by the author in writing.